Home Loan Rates

NZF HomeLoans Lending Rates Effective as at 1 April 2011

Variable
NZF Standard 70 NZF Standard 80 NZF Standard
LVR > 80%
LMI fee paid by client
Variable 6.55%* 6.80%* 7.05%*

Fixed Rates
6 Months 6.15% 6.30% 6.55%
1 Year 6.35% 6.50% 6.75%
2 Year 6.75% 6.90% 7.15%
3 Year 7.20% 7.35% 7.60%
4 Years On Application On Application On Application
5 Years On Application On Application On Application
Fees Documentation Fee $250
No LMI < 80% LVR / > 80% LVR as quoted


Loan Terms & Repayments LMI Accelerator Account*
(Variable Rate Only)
Maximum 30 years
LVR > 80% P & I Only
Capitalised LMI -
Maximum LVR 95% (Inc. LMI)
Non Genuine
Savings Margin
(LVR > 80%) +0.25% LVR > 90% - 2 Years P & I
LVR < 90% - 4 Years P & I

*Interest rates effective for existing loans on 30 April 2011

  • Further Terms and Conditions may apply.
  • Rates current at the time of publication and are subject to change.
  • Existing Low Doc and 100% clients -Rates will differ, please contact your Accredited NZF Mortgage Broker or our Lending Team on 0800 379 9090.