Home Loan Rates
NZF HomeLoans Lending Rates Effective as at 1 April 2011
Variable
|
|
NZF Standard 70 |
NZF Standard 80 |
NZF Standard
LVR > 80%
LMI fee paid by client |
|
Variable |
6.55%* |
6.80%* |
7.05%* |
Fixed Rates
|
6 Months |
6.15% |
6.30% |
6.55% |
|
1 Year |
6.35% |
6.50% |
6.75% |
|
2 Year |
6.75% |
6.90% |
7.15% |
|
3 Year |
7.20% |
7.35% |
7.60% |
|
4 Years |
On Application |
On Application |
On Application |
|
5 Years |
On Application |
On Application |
On Application |
|
Fees |
Documentation Fee $250
No LMI < 80% LVR / > 80% LVR as quoted |
|
|
Loan Terms & Repayments |
LMI Accelerator Account*
(Variable Rate Only) |
|
|
Maximum 30 years
LVR > 80% P & I Only |
Capitalised LMI -
Maximum LVR 95% (Inc. LMI) |
Non Genuine
Savings Margin |
(LVR > 80%) +0.25% |
LVR > 90% - 2 Years P & I
LVR < 90% - 4 Years P & I |
*Interest rates effective for existing loans on 30 April 2011
- Further Terms and Conditions may apply.
- Rates current at the time of publication and are subject to change.
- Existing Low Doc and 100% clients -Rates will differ, please contact your Accredited NZF Mortgage Broker or our Lending Team on 0800 379 9090.