Home Loan Rates

NZF HomeLoans Lending Rates Effective as at 12 July 2010

Variable
NZF Standard 70 NZF Standard 80 NZF Standard
LVR > 80%
LMI fee paid by client
Variable 6.75% 6.95% 7.20%

Fixed Rates
6 Months 5.99% 6.10% 6.35%
1 Year 6.45% 6.55% 6.80%
2 Year 7.10% 7.45% 7.70%
3 Year 7.35% 7.60% 7.85%
4 Years 7.55% 7.80% 8.05%
5 Years 7.75% 8.00% 8.25%
Fees Minimum Documentation $250
No LMI < 80% LVR / > 80% LVR as quoted


Loan Terms & Repayments LMI Accelerator Account*
(Variable Rate Only)
Maximum 30 years
LVR > 80% P & I Only
Capitalised LMI -
Maximum LVR 95% (Inc. LMI),
where Loan Size > $300,000
Non Genuine
Savings Margin
(LVR > 80%) +0.25% LVR > 90% - 2 Years P & I
LVR < 90% - 4 Years P & I
  • Further Terms and Conditions May Apply.
  • Rates current at the time of publication and are subject to change.
  • Existing Low Doc and 100% clients -Rates will differ, please contact your Accredited NZF Mortgage Broker or our Lending Team on 0800 379 9090.

NZF Servicing Calculator

Follow these instructions to download the NZF Servicing Calcultor.

  1. Download the NZF Servicing Calculator install files.
  2. If you don't have the .NET framework installed on your computer you will need to install it. You can download it from here: .NET Framework Version 2.0.
  3. Unpack the zip file somewhere on your computer.
  4. Run the file setup.exe and follow the instructions.
  5. Congratulations you have installed the NZF Servicing Calculator.

DOWNLOAD the NZF Servicing Calculator.