Home Loan Rates

NZF HomeLoans Lending Rates Effective as at 21 December 2009

Variable
NZF
Standard
NZF Near Prime &
NZF Asset from
Variable 6.95% From 10.50%

Fixed Rates
NZF
Standard
NZF Near Prime &
NZF Asset
6 Months 6.25% *Maximum LVR 70%
1 Year 6.65% *Security/Location Restrictions Apply
2 Years 7.65% *Loan Size - $100,000 - $1,500,000
3 Years 8.25% *Term - Up to 12 months
4 Years 8.65% *Registered Valuation Required
5 Years 8.90% NO BREAK FEES - With 30 days notice
Fees Minimum Documentation $250 - From 2.00% p.a. - Dependant on LVR and Term
- Lenders Legal Cost Apply

Add the following margin for these options:

Options Add the following margins for these options:
Low Equity Margin (LVR between 80.1% and 85.0%) +0.50%
(LVR between 85.1% and 90.0%) +1.00%
(LVR between 90.1% and 95.0%) +1.50%
N/A
Non Genuine Savings Margin +0.25% N/A
Loan Amount
> $750,000
Pricing on Application

- Further Terms and Conditions May Apply.
- Existing Low Doc and 100% clients -Rates will differ, please contact your Accredited NZF Mortgage Broker or our Lending Team on 0800 379 9090.

NZF Servicing Calculator

Follow these instructions to download the NZF Servicing Calcultor.

  1. Download the NZF Servicing Calculator install files.
  2. If you don't have the .NET framework installed on your computer you will need to install it. You can download it from here: .NET Framework Version 2.0.
  3. Unpack the zip file somewhere on your computer.
  4. Run the file setup.exe and follow the instructions.
  5. Congratulations you have installed the NZF Servicing Calculator.

DOWNLOAD the NZF Servicing Calculator.